William + Locke Advisors
William + Locke Advisors
William + Locke Advisors
A company represents a “culture.” At WILLIAM & LOCKE, it is the coming together of people around a common set of values, beliefs, and purpose. It’s more than products and services, or features and benefits.
It is about sharing a common cause. It is about our customers achieving peace of mind.
We provide comprehensive insurance products for a wide range of businesses and individuals nationwide. With a commitment to people, we value a culture dedicated to serving our clients’ needs in an effort to protect their valuable assets and assist in making smart decisions for their business or family. If you need insurance coverage and are having difficulty contact us today, we can help.
Family Protection
Family Protection
Living Benefits are kind of our thing.
Most people purchase life insurance to provide a legacy of financial security to their loved ones at the time of their death. Doesn’t it make sense for the benefits to extend and be available for you if you need them while you’re still living?
At W+L, our policies come infused with enhancements that allow you to accelerate your policy’s benefits to get much-needed money in your hands if you are to suffer a terminal, chronic, or critical illness – such as heart attack, stroke, or cancer diagnosis – or in case of a critical injury. It’s a game-changing feature that is revolutionizing the face of the life insurance industry.
Watch the video to learn more about how Living Benefits life insurance works – and then take action to protect yourself and your finances!
LIVING BENEFITS LIFE INSURANCE
Living Benefits
Living Benefits
What are Living Benefits and how do they work?
At William + Locke, Living Benefits are included on many of our products…at NO additional Cost! We like to call them “Life insurance you don’t have to die to use”! Accelerated Benefits Riders are optional, no-additional cost riders that can allow you to access all or part of your death benefit, while living, if you experience a qualifying terminal, chronic, or critical illness, or critical injury.
Since the benefit is unrestricted, once you qualify, you can use the benefit for any expense.
Expenses might include, but are not limited to: – Household expenses – Adult Day Care – Home modifications – Regular bills – Nursing home care – Quality of life expenditures…WHATEVER!
Most people know life insurance can help provide financial security and continuity during one of life’s most difficult times: the death of a loved one.
What few people know is that life insurance can also help during another one of life’s most difficult times: a chronic, critical or terminal illness. This help comes in the form of optional riders called Accelerated Death Benefit Riders, also generically known as Living Benefits, which can be added at no additional cost.
Do you have the OLD kind, or the NEW kind of life insurance?
Testimonial
Testimonial
Jim Johnston was healthy – he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant. Watch as Jim and his wife Anne relive his unexpected throat cancer diagnosis, and how his Living Benefits life insurance policy ultimately saved them from financial disaster.
Brutally attacked at her place of employment as she pulled into work one Monday morning, Heilyn Hernandez Pages was doused in gasoline and set on fire. The attack left her with severe burns covering the majority of her body. Heilyn’s miraculous road to recovery would prove to be a costly one, requiring multiple graft surgeries and occupational therapy to regain full mobility. She was unable to work and her income dropped to zero.